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Life Start Planning

A common misconception is you need money before you need to do financial planning. We believe it is just the opposite, that you need a plan first, to create wealth later. The earlier financial planning is started, the more time you have to achieve that which is most important to you. This is why we developed the Life Start Plan... to help you focus and develop a roadmap identifying where you are now in life and the optimal route to take you where you desire to be in the future.

The Life Start Plan acts as a “Chief Financial Organizer” and we as your navigator. We begin with helping you make sense of 5 core areas, to develop a living working plan to guide you through life's events2.

  • Life Start Plan – Comprehensive financial plan focusing on the 5 core areas:  Values and Goals, cash flow analysis, retirement planning, insurance risk management and investment planning. Also included is a personalized web portal for tracking and data aggregation to build on your organization1.

  • Personalized Risk Assessment – Based on goals, age investing time horizon, and risk preferences, we will create a personalized risk score to help you pursue your investment objectives1.

  • Holistic Advice – By analyzing your goals, objectives and risk tolerance your team will provide you with direction to help you better pursue your goals and how that ties in to your Life Start Plan.

  • Customized Portfolio – Your advisor will have access to a variety of portfolios to recommend a custom tailored investment allocation for your needs.
  • Consistent Monitoring – Your portfolio is monitored regularly to keep you on track with your risk tolerance and goals. This includes regular rebalancing, tactical weighting, and tax-loss harvesting. Your plan is updated regularly.

  • On-going Communication – You will have access to weekly communication, timely and informative letters, and the ability to attend events offered throughout the year. We schedule periodic reviews, calls and access to our client portal.

  • Team of Professionals – Access to a dedicated team of professionals with local offices. Wealth planners, portfolio managers and service staff available to support and answer questions you may have.



1. There is no guarantee that the implementation of a Financial Plan will yield positive results.

2. Pricing disclosed in management agreement signed at account opening. Maximum advisory charge is 2%. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk.