Monday, August 7, 2023
While I work with an array of clients, I absolutely love working with female investors. I have found that my female clients, whether wealth planning for themselves or together with a spouse, tend to have similar characteristics that...
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Friday, February 10, 2023
When I work through retirement readiness with clients, one of the top questions I hear is, “where will my retirement income come from?” Which certainly makes sense, as sustainable retirement income is the key to your successful retirement.
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Monday, November 15, 2021
The Wealth Advisors team recently issued a magazine to our clients that highlighted recent themes that significantly impacted women and their families (please reach out if you’d like a copy!). One of the articles spoke of the...
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Tuesday, September 21, 2021
A question we ask many plan sponsors is “how did you select your investments and what is your process?” Many plan sponsors can answer the first part of the question, but they fumble with the second part. Often, they do not...
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Sunday, September 12, 2021
Would you pack up your car for a vacation, pack all the kids in the car, turn onto the highway and drive, without knowing where you’re headed? Not usually! Same thing goes with a financial plan. How do we decide what to do with...
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Monday, June 7, 2021
Often during periods of market volatility, our clients have questions and concerns on what action they should be taking to protect their retirement savings. Watching your portfolio swing up and down over a short period of time can be...
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Tuesday, March 30, 2021
Automatic enrollment is a widely utilized feature by plan sponsors which, as the title eludes to, enrolls participants into the retirement plan unless they elect to opt-out. In turn, it flips the tables. Instead of participants having...
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Wednesday, December 9, 2020
As we take stock of a year like no other, when we’ve all ridden the rollercoaster known as the Emotional Curve, we are reminded of the fact that health is the one thing, which matters most. This year brought a “Black...
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Friday, July 17, 2020
In the era of COVID-19, and the financial woes it has created, I often get asked, “Why is the stock market holding up so well when the economy appears to be struggling?”To understand why the markets react — or...
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Monday, April 6, 2020
Down Market Investment Opportunities & Strategies – Roth Conversion As the COVID-19 ‘Coronavirus’ pandemic has had an incredibly profound effect on the global markets, the global economy, and daily life in general,...
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Friday, March 27, 2020
What should I do about my 401(k) contributions? COVID-19 has taken the United States and the world by storm. Businesses have closed their doors, toilet paper has flown off the shelves, and millions and millions of Americans are working...
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Tuesday, March 17, 2020
Double Whammy The Federal Reserve pulled all the stops over the weekend and cut interest rates by a full 1% to a target range of 0-0.25%. The Federal reserve also announced several measures to support the liquidity in the market and...
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Tuesday, March 10, 2020
Myopic Dystopia A lot has transpired in the last couple of weeks with a record number of 3% moves in the market. The fastest 10% correction from the top, the 10 year treasury yield falling below 1%, a 30% decline in crude oil prices in...
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Friday, February 28, 2020
Stay the Course It just amazing how two days of quick sell-offs can change the sentiment from extremely bullish to bearish as investors rush out to de-risk all at the same time. According to NDR research, the Trading Sentiment...
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Thursday, February 20, 2020
Caution warranted… We continue to exercise caution despite the market making new highs and the excessive optimism shown by the market remains undaunted. 2020 did not begin on a good note, as China was hit with the Coronavirus...
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Tuesday, February 11, 2020
Resilient Market After last week’s sell-off the equity market continues to make a comeback with resilience. All indexes were on the verge of making a new high or made a new all-time high, although the relative strength (RSI) of...
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Thursday, January 30, 2020
Pullback from Contagion A pandemic, in the form of Coronavirus (CoV), can’t come at the worse time for China, as the country starts its Lunar New Year celebrations, and the economy was expected to accelerate on the heels of the...
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Friday, January 24, 2020
Data Stream The labor market continued to be strong for the month of December as the non-farm payrolls came in at 144K. Jobless claims, which often lead the equity markets, were down 10K to 204,000 in the week ending January 11 and...
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Wednesday, January 15, 2020
US-Iran Tensions: How Geopolitics Affect the Stock Market In the early hours of January 3rd, near a Baghdad international airport, Iranian Major General Qasem Soleimani was killed in an American drone strike. A highly important figure...
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Tuesday, January 7, 2020
Rock On or Rocky End? The equity markets were buoyed on the first trading day of 2020 as China’s central bank moved to boost their economic growth by pumping $115 billion into the China’s financial system. This move also...
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Wednesday, November 13, 2019
Better than Feared According to Factset, in Q3 2019 (with 89% of the companies in the S&P 500 reporting actual results), 75% of S&P 500 companies have reported a positive EPS surprise and 60% of S&P 500 companies have reported a...
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Wednesday, October 9, 2019
Earnings Season The US labor market continues to roll with 136,000 jobs added in the month of September. Although the number was below expectations, combined jobs numbers for the months of July and August were revised higher by about...
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Tuesday, September 24, 2019
The Value Factor The Federal Reserve Board cut the rates by 25 bps, which was widely expected by the markets. However, the Federal Reserve dot-plot (which projects the fed funds rate) now suggests that there are not going to be any...
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Monday, September 16, 2019
Risk-On or Range Bound? The positive developments in the tariff war with China has helped the equities stage a comeback since a choppy August. As it becomes clear that the trade war is doing damage to our economy, I think the President...
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Thursday, August 15, 2019
The economic contraction around the world has got the investors jittery about the growth prospects in the United States. European markets fell after the German economy contracted by 0.1% in the spring and China’s growth in growth...
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Most understand that waiting to claim Social Security benefits can result in higher monthly payments. However, many don’t know that there are other ways to maximize their benefits, some of which depend on their marital status....
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